Will Your Roth IRA Conversion Be Penalty Free?

Reference Guides
Written By Echo45 Advisors
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To help make the analysis easier, this flowchart “Will My Roth IRA Conversion Be Penalty Free? addresses common issues that you’ll encounter when doing a Roth conversion, including: 

  • Implications for IRAs with after-tax contributions 

  • Pro-rata and aggregation rules 

  • Simple IRA rules 

  • Medicare Part B and Part D surcharge impact 

  • Application of the 5-Year Rule 

  • RMD coordination issues 

Echo45 Advisors http://www.echo45advisors.com
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