Should I Roll Over My Dormant 401(k)?

Reference Guides
Written By Echo45 Advisors
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401(k)s and IRAs have many unique features that may be beneficial, depending on your circumstances. The decision to roll funds out of a former employer’s plan involves more factors than just fees and investment selection. 

View our “Should I Roll Over My Dormant 401(k)?” flowchart. It addresses some of the most common issues that should be considered before doing a rollover, including: 

  • Common IRA and 401(k) features and differences 

  • Net Unrealized Appreciation options 

  • Age-based distribution options 

  • Taxes and penalties in an IRA vs. a 401(k) 

  • Availability/existence of loans and the impact of a rollover 

  • Hardship Withdrawals 

  • Substantially Equal Periodic Payments 

Echo45 Advisors http://www.echo45advisors.com
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