Leading the Way in Crypto Asset Management
Since 2020, Echo45 Advisors has helped clients integrate cryptocurrency and digital assets into comprehensive wealth management strategies. Just as stock certificates faced the risk of being lost in fires in the 1950s, today’s investors encounter a similar risk of loss through "self-custody" of crypto assets. Many hold their crypto in hot wallets on exchanges like Coinbase, which are vulnerable to theft and often excluded from estate plans.
As digital assets continue to evolve, investors face increasingly complex decisions around custody, taxes, estate planning, risk management, and long-term portfolio strategy. Our team provides guidance designed to help clients navigate these complexities within a disciplined financial framework.
We work with individuals, families, and business owners seeking a sophisticated approach to crypto wealth management — whether through Bitcoin and Ethereum ETFs, separately managed accounts (SMAs), or broader digital asset planning strategies.
Spot Bitcoin & Ethereum ETFs
Spot Bitcoin and Ethereum ETFs provide streamlined exposure to digital assets without requiring direct custody of cryptocurrency.
These solutions may be appropriate for retirement accounts, smaller allocations, or investors seeking simplicity within a traditional brokerage environment.
Our team helps clients evaluate how digital asset ETFs may fit within their broader investment strategy, risk tolerance, and long-term financial goals.
Crypto SMAs: Secure, Tax-Efficient, and Customizable
For larger or more sophisticated portfolios, separately managed accounts (SMAs) offer direct ownership of Bitcoin, Ethereum, and other digital assets through institutional custodians.
These structures may provide greater flexibility for portfolio customization, tax management, in-kind transfers, and long-term wealth planning considerations.
Echo45 Advisors partners with institutional digital asset platforms and portfolio managers to help clients access professionally managed crypto investment strategies aligned with their objectives.
Crypto Tax & Wealth Planning
Digital assets can introduce additional complexity around tax reporting, portfolio concentration, liquidity management, and estate planning.
At Echo45 Advisors, we help clients coordinate crypto-related financial decisions within a broader wealth management framework, including collaboration with tax and estate planning professionals when appropriate.
Our goal is to help clients approach digital assets thoughtfully within the context of their long-term financial strategy.
Who We Work With
Our crypto advisory services are designed for:
Early cryptocurrency investors
Bitcoin and Ethereum holders
High-net-worth individuals with concentrated crypto positions
Business owners with digital asset exposure
Investors navigating crypto tax complexity
Families planning for digital asset wealth transfer
Clients seeking integrated wealth, tax, and estate planning coordination
Featured Insights & Media
Explore recent media features and educational resources from the Echo45 Advisors team covering cryptocurrency investing, digital asset tax planning, estate strategies, and long-term wealth management.
Crypto Estate Planning & Digital Asset Wealth Strategy Panel
Watch Echo45 Advisors founder Jon Henderson discuss cryptocurrency wealth management, digital asset custody, estate planning, Bitcoin ETFs, and long-term financial strategy during an educational industry panel discussion. Watch Now
Are Crypto-backed Mortgages a Good Idea?
Our founder Jon Henderson was recently featured in Rethinking65 discussing the growing interest in crypto-backed mortgages and what investors should consider before leveraging digital assets for real estate financing. Read More
Getting Crypto Right on Tax and Estate Planning
Crypto has shifted from an occasional curiosity to a recurring planning issue, especially for my clients in their 40s, 50s and early 60s. Read More
RIAs See Rising Opportunities in Crypto but Want Better Guardrails
Echo45 founder Jon Henderson was featured in Financial Advisor IQ discussing the continued rise in cryptocurrency interest among investors and the importance of thoughtful risk management. Read More
The Real Risk of Cryptocurrency
As advisors, we must ensure that digital wealth remains accessible, secure and transferable for generations to come. Read More
About Jon Henderson
Jon Henderson is the founder of Echo45 Advisors and works with clients on wealth management, digital asset strategy, tax planning coordination, and estate planning considerations involving cryptocurrency and alternative investments.
He has been featured in financial media discussing crypto wealth management, digital asset custody, tax strategy, and long-term financial planning for cryptocurrency investors.
FAQS
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Crypto asset management involves integrating digital assets such as Bitcoin and Ethereum into a broader investment and wealth management strategy, including portfolio construction, tax planning, risk management, and estate considerations.
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Yes. Proper estate planning for cryptocurrency may include custody considerations, trust ownership structures, beneficiary coordination, and secure transfer planning for digital assets.
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Bitcoin ETFs may offer simplicity and accessibility within traditional investment accounts, while direct ownership may provide additional flexibility and custody control depending on the investor’s goals.
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Cryptocurrency transactions can create taxable events depending on trading activity, sales, staking, and transfers. Investors should work with qualified tax professionals to evaluate their individual circumstances.
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Concentrated digital asset holdings can introduce significant volatility, liquidity, and portfolio risk. Investors should evaluate concentration exposure within the context of their broader financial plan.
Looking for Guidance on Crypto & Digital Assets?
Digital assets can create new opportunities — but also introduce added complexity around taxes, estate planning, liquidity management, and long-term investment strategy.
At Echo45 Advisors, we help clients integrate cryptocurrency and digital assets into a disciplined financial plan tailored to their broader goals.
If you’d like to discuss your portfolio, tax considerations, or digital asset strategy, we invite you to connect with our team.